You've saved and invested for decades. You're 5-10 years from retirement and wonder: How much can I actually spend? What will taxes take? What if the market drops the year I retire? CURRENTS Wealth Strategies helps professionals in Arizona turn years of hard work into a retirement income plan built to last.
CFP® Professional-Led
Fee-Only Fiduciary, No Commissions
For Households With $500k+ Invested
Institutional Experience, Independent Advice
You've saved and invested for decades. You're 5-10 years from retirement and wonder: How much can I actually spend? What will taxes take? What if the market drops the year I retire? CURRENTS Wealth Strategies helps professionals in Arizona turn years of hard work into a retirement income plan built to last.
CFP® Professional-Led
Fee-Only Fiduciary, No Commissions
For Households With $500k+ Invested
Institutional Experience, Independent Advice
Secure Your Retirement with Expert Financial Planning You Can Trust
Secure Your
Retirement
with Expert
Financial Planning
You Can Trust
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Our Services
Wealth Planning Built
for Pre-Retirement Professionals
Most people we meet have done an excellent job building wealth. What's missing is coordination: an investment plan, a tax plan, and an income plan that actually work together. That's what we build.
Investment Management
Your portfolio is built around your life: how much income you'll need and when, how much growth versus protection is right for you, and which accounts hold what for tax efficiency.
Learn moreTax Planning and Coordination
Taxes are the biggest lever most retirees don't fully control. The years between your last paycheck and required distributions are often a window for Roth conversions, bracket management, and smart capital gains timing. We map that window year by year and work directly with your CPA and estate attorney, with a spring planning meeting and a fall year-end review.
Learn moreRetirement Income Planning
Most retirement plans hand you a probability score. We create a retirement paycheck with a set of guardrails. You'll know what you can spend each month, what earns you a raise when markets are strong, and what a temporary adjustment looks like in poor market conditions. The goal is to avoid two mistakes: running short, and living on far less than you could have.
Learn moreHow It Works
3 Clear Steps
To Get Started
Discovery Call
Tell us where you are and what you want retirement to look like. We'll see if we're a mutual fit and what next steps look like.
Build the Plan
Figure out the life first, then what it costs. We bring income, taxes, Social Security timing, and estate details into one plan you can follow.
Put It to Work
We implement the plan and at a minimum meet every spring and fall, plus any time life changes.
About Us
Why CURRENTS Exists
Large financial institutions are built for scale. Along the way, a family's specific goals get lost in generic advice and a portfolio that looks like everyone else's. CURRENTS Wealth Strategies was built to close that gap. We serve affluent professionals in Arizona and Southern California. You get one coordinated plan built around your income, your taxes, your legacy, and the retirement you actually want.
SPECIAL OFFER
Complimentary Discovery Call
for Your Financial Outlook
Book a complimentary introductory call to receive an honest assessment of your current financial standing with no obligation to move forward.
Why Choose Us
Built for the Decade
Before Retirement
We specialize in the 5 to 10-year window before retirement, when decisions carry the most weight and are hardest to undo. Our job is to help you invest with purpose, keep more of what you've earned after taxes, and leave a legacy you're proud of.
Fee-Only
Fiduciary
No commissions, no products to sell. We align our recommendations with your goals.
Institutional Experience, Independent Advice
Planning built from private bank experience, delivered without the institutional constraints.
Specialists in Retirement
We specialize in guiding families who are preparing to retire. We build strategies that protect your wealth right when you need it most.
A Plan You Can Actually Follow
We detail the specific strategies to help you retire with confidence, in plain English.
SECURE YOUR RETIREMENT NOW
Ready to See Exactly Where You Stand Before Retirement?
Fill out the short form, and a senior advisor will reach out to arrange your complimentary discovery call.
CURRENTS Wealth Strategies serves affluent professionals in Arizona and Southern California. You get one coordinated plan built around your income, your taxes, your legacy, and the retirement you actually want.
CURRENTS Wealth Strategies serves affluent professionals in Arizona and Southern California. You get one coordinated plan built around your income, your taxes, your legacy, and the retirement you actually want.
© Currents Wealth Strategies
There are no warranties implied. Currents Wealth Strategies (“CWS”) is a registered investment adviser located in Chandler, AZ. Currents Wealth Strategies may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Currents Wealth Strategies’ web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Currents Wealth Strategies’ web site on the Internet should not be construed by any consumer and/or prospective client as Currents Wealth Strategies’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Currents Wealth Strategies with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status.
Why Choose Us
Built for the Decade
Before Retirement
We specialize in the 5 to 10-year window before retirement, when decisions carry the most weight and are hardest to undo. Our job is to help you invest with purpose, keep more of what you've earned after taxes, and leave a legacy you're proud of.
Fee-Only
Fiduciary
No commissions, no products to sell. We align our recommendations with your goals.
Institutional Experience, Independent Advice
Planning built from private bank experience, delivered without the institutional constraints.
Specialists in Retirement
We specialize in guiding families who are preparing to retire. We build strategies that protect your wealth right when you need it most.
A Plan You Can Actually Follow
We detail the specific strategies to help you retire with confidence, in plain English.
About Us
Why CURRENTS Exists
Large financial institutions are built for scale. Along the way, a family's specific goals get lost in generic advice and a portfolio that looks like everyone else's. CURRENTS Wealth Strategies was built to close that gap. We serve affluent professionals in Arizona and Southern California. You get one coordinated plan built around your income, your taxes, your legacy, and the retirement you actually want.
How It Works
3 Clear Steps
To Get Started
Discovery Call
Tell us where you are and what you want retirement to look like. We'll see if we're a mutual fit and what next steps look like.
Build the Plan
Figure out the life first, then what it costs. We bring income, taxes, Social Security timing, and estate details into one plan you can follow.
Put It to Work
We implement the plan and at a minimum meet every spring and fall, plus any time life changes.
SECURE YOUR RETIREMENT NOW
Ready to See Exactly Where
You Stand Before Retirement?
Fill out the short form, and a senior advisor will reach out to arrange your complimentary discovery call.
Our Clients
Who We Work Best With
CURRENTS is built for people who have done well on their own and want a professional running it from here.
You have $500K or more invested.
You'd rather delegate the planning and investing to a professional than manage it yourself.
You want one advisor coordinating your investments, taxes, income, and estate.
You want to enjoy the next ten years instead of worrying about them.